Every dollar behind an I-20 proof of funds decision, cited to a document page and a dated exchange rate
I-20s decided the same day, with every dollar traced to a page and a dated rate.
See one case, screen by screen ↓I-20 Proof of Funds Verification is agent software for international admissions and DSO offices: it builds the published twelve-month cost of attendance for an applicant's program, reads bank letters, sponsor affidavits and award letters in the language they were filed in, converts every amount at the rate of the statement's own date, and applies the office's own written funding standard — with a designated school official approving every decision.
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I-20 proof of funds verification is the check a designated school official (DSO) must complete before issuing a Form I-20, confirming that an admitted international student can pay for the first academic year, from bank statements, sponsor affidavits, scholarship and assistantship letters and education loan sanctions, in whatever language the family banks in. Separately, 8 CFR 214.3 requires the school to keep that funding record for at least three years after the student is no longer pursuing a full course of study, and to release it to a federal reviewer on request.
Today this is read-by-hand work against a published turnaround. A coordinator opens a bank statement, looks up an exchange rate, converts a balance, and decides from memory whether a land-use certificate or a six-month-old statement counts under the office's own standard — then an official checks the arithmetic again before signing. I-20 Proof of Funds Verification puts eight agents in front of that reading and converting, so a designated school official spends the day deciding, not calculating.
Estimated split of a typical funding file's business days, by hand and with the agents; the 'after' column totals under half a day — our arithmetic, kept modest, against published turnarounds of 2 to 15 business days.
Eight agents build the year's cost, read every document in its own language, convert at the statement's own date and quote the standard; a named official approves and submits.
Nguyen Bao Chau, Halden State ID HSU-2027-04418, admitted to MS Civil Engineering, Spring 2027. Here is what happens to her funding file, screen by screen, in the working solution.
148 funding files are open at Halden State. The agents read 39 files and 112 documents overnight, built each applicant's twelve-month cost of attendance, and left 17 documents uncounted with the clause that says why.
27 files need an official today, and 11 across the office are inside two days of the five-business-day promise.
Bao Chau's twelve-month cost of attendance for graduate civil engineering is built from the version in force the day the file is decided: $35,460 tuition and fees, $19,280 living expenses, $4,200 health insurance, $0 for dependents — $58,940 in all.
With only her father's bank statement counted, the column reaches $46,180 of the $58,940 the year costs. The empty part of the column carries the shortfall in dollars, and the file says plainly the I-20 cannot be issued yet.
"Số dư cuối kỳ: 1.215.000.000 VND" sits beside "Closing balance: 1,215,000,000 VND", page 3 of 3, with the cited line highlighted in both languages. The original is never replaced by a translation.
1,215,000,000 VND converts to $46,180 at the published reference rate for September 30, 2026, the statement's own closing date. Today's rate of 26,480 would give $45,884 — $296 less — and the rate, its source and its date are kept with the file.
Three years from now the conversion can be checked again, from the file.
The family also sent a land-use certificate for a 240 m² parcel valued at 4,200,000,000 VND. Property is never a liquid fund, so none of it counts, whatever it is worth — the document stays on the file and clause 2 is quoted.
A graduate research assistantship offer from the Department of Civil and Environmental Engineering arrives — $1,640 a month for nine months, $14,760, with no tuition remission. Funding reaches $60,940, $2,000 above the cost.
Priya Raman prepared this file, so she cannot approve it. Imani Castellanos approves with reason FV-01 — liquid funds documented at the dated rate. Because sponsor funds are $46,180 of $60,940, the file is not sponsor-only, so the principal official's signature line stays unused.
Each approved source is written into its own field — $14,760 from this school, $46,180 from another source. The record stops there. An agent never submits it; Imani submits it herself, and reference HS-04418-F1 comes back on the file.
Decided the same day, with every dollar traced to a page and a dated rate.
Fourteen entries for the day sit on a trail that cannot be edited: the conversion and its rate, the clauses quoted, the approval and submission, and every view of a masked account number. The evidence pack exports file by file.
The same file, seen by the four people who carry it — what their day looked like, and what it looks like now.
Eight agents build the year's cost, read every document in its own language, convert at the statement's own date and quote the standard; a named official approves and submits.
Treats one applicant's funding as one unit of work: runs the other agents in order, keeps the office's five-business-day clock, and assembles the file for a person.
Builds the twelve-month cost of attendance for the applicant's program, level and dependent count, and names the published version it used.
Reads bank statements, sponsor affidavits, award letters and loan sanctions in the language they were written in, citing every value to its page and line.
Converts every amount at the published reference rate for the statement's own closing date, and records the rate, its source and its date.
Applies the office's written funding standard to every document — liquid, recent, available, sponsored — and quotes the clause behind each decision.
Adds each statement up across its pages, compares letterheads and seals with what the office already holds, and flags a deposit that lands just before the closing date.
Writes the applicant exactly what is missing — document, page, due date — in the language the family wrote in.
Prepares the SEVIS record field by field, source by source, and builds the site-visit pack.
Approves with a reason; the principal official signs sponsor-only funding. The agents propose; a named person decides.
13 screens from the working solution, on its sample data. Pick one to see it large.
The rules every file is checked against are the office's own settings, versioned and on the audit trail.
| Setting | Default | Choose from |
|---|---|---|
| Who may approve the funding on an I-20 | Any designated school official | Set per office |
| Principal official signs sponsor-only funding above | $40,000 | Stepped, with a live preview of what it would catch |
| A person may never approve a file they prepared | Locked on | Cannot be turned off |
| Which date's rate | Locked to the statement's own closing date | Cannot be turned off |
| A statement is accepted when no older than | 6 months | Set per office standard |
| Mask account numbers until opened | On, every view logged | Least privilege, FERPA 34 CFR 99.31(a)(1) |
| The office's published I-20 promise | 5 business days | Escalate 2 days before |
| Agent confidence threshold | 0.85 | Below it, a person reads the page |
Every figure is labelled: a target the solution is built to, an estimate, a typical published result, or a proven one.
Sources: 8 CFR 214.3, including 214.3(g) — records kept at least three years after a student is no longer pursuing a full course of study, released to DHS on request · Study in the States (DHS), "Proof of Financial Support Needed to Issue Form I-20" · IIE Open Doors 2025: 1,177,766 international students in US higher education in 2024–25, with the fall 2025 snapshot reporting new enrollment down 17% · published I-20 turnarounds at US universities, about 2 to 15 business days after a complete financial file · FERPA, 34 CFR part 99, including 99.30 and 99.31(a)(1) · "target" = design goal, measured in the live solution · "demo" = seen in the working solution, on its sample data · "typical" = published figures · "estimated" = our arithmetic from the documents an international office this size handles in a year. Halden State University and the people named on this page are fictional — characters and sample data in the working solution.
I-20 Proof of Funds Verification is agent software for international admissions and DSO offices: it builds the published twelve-month cost of attendance for an applicant's program, reads bank letters, sponsor affidavits and award letters in the language they were filed in, converts every amount at the rate of the statement's own date, and applies the office's own written funding standard — with a designated school official approving every decision.
Typically a family bank statement or balance certificate, a signed sponsor affidavit of support, an institutional scholarship, fellowship or assistantship letter, or an education loan sanction letter. The office's written funding standard decides what counts — for example, property, vehicles and statements older than six months do not — and the Liquidity agent quotes the clause whenever a document is excluded.
Published turnarounds at comparable offices run about 2 to 15 business days after a complete financial file, and longer in peak season. The design goal for I-20 Proof of Funds Verification is the same day, from a complete funding file to a signed decision, measured in the live solution.
A designated school official (DSO) is the person a school's SEVP certification names to review an international student's funding and issue the Form I-20. A designated school official approves every funding decision with a reason code, and sponsor-only funding above the office's threshold also needs the principal designated school official's signature.
Funds must be liquid, available within the first academic year, and documented within the office's accepted window — typically six months. Property, vehicles, locked fixed deposits and salary slips alone do not count. Every exclusion names the written clause behind it, so an applicant can be shown the exact sentence.
No. The agents read, convert, cite and apply the written standard; they never approve a file, reject a document on their own, or submit to SEVIS. The SEVIS record is prepared field by field and a designated school official submits it herself.
Yes. The accepted document window, the sponsor-only threshold for a second signature, who may view masked account numbers, retention and the agents' confidence threshold are all settings, versioned and on the audit trail.
The Agentic Solution Engine builds and deploys it from your requirements and documents — your funding standard and a sample of past I-20 files and documents — and it goes live once every quality gate has passed. We will walk you through it on your own files first.
The reader scores first; the agent's score opens beside it, cited to the page.
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1-min demoWe'll run I-20 Proof of Funds Verification on a sample of your own bank letters, affidavits and award documents.