Solution
For lending operations, credit teams and LOS owners at banks and commercial lenders: mixed loan packages split, classified and completeness-checked on arrival, before a person opens them.
The problem
Applications, financials, collateral schedules and correspondence arrive fused into a handful of oversized files, in no particular order.
Last year's financials or an unsigned guarantee surfaces days into credit work, restarting the borrower follow-up cycle.
Working out what is in a package is manual sorting done by exactly the people the deal needs for judgment.
The product, not a promise
How it works
Accepts lending packages from any channel — portal uploads, email attachments, LOS transfers.
Separates combined and mixed PDFs into individual documents, whatever order they arrived in.
Identifies each document — application, financials, collateral, guarantor files — without templates.
Checks the package against your required-documents list and flags gaps, duplicates and stale items.
Routes the structured, completeness-checked file to the right team with priority context.
Who it's for
Credit analyst
Head of lending operations
Risk & audit
Complex lending packages do not arrive clean. Commercial deals, syndications and broker submissions come in as sprawling bundles — applications, financial statements, collateral schedules, guarantor documents and correspondence, often merged into a handful of oversized PDFs. Before credit work can start, someone has to answer three questions: what is in here, what is missing, and what should be worked first. Answering them manually is slow, error-prone, and consumes the capacity of exactly the analysts the deal needs.
The platform answers those questions on arrival. It splits combined files into individual documents, classifies each one by type, and checks the assembled package against your required-documents list. Gaps, duplicates and stale items — last year’s financials, an unsigned guarantee — are flagged before the file reaches a person, so follow-up starts on day one instead of surfacing mid-review. The output is a clean, structured, completeness-checked file, routed to the right team with its priority visible.
Because classification is driven by document understanding rather than templates, package variety does not degrade it. A new broker’s format, a scanned exhibit, a financial statement in an unfamiliar layout — all handled by the same pipeline, with low-confidence calls routed to a reviewer rather than passed through silently.
Triage decisions shape everything downstream, so they have to be inspectable. Every split, classification and completeness flag is logged, and every document in the structured file traces back to its position in the original submission. Credit, risk and operations teams work from one file with one history — and when an auditor asks why a package was worked in a given order, or how a document was identified, the record answers. Exceptions stay with humans; the platform’s job is to make sure exceptions are the only manual work left.
Objections, answered
Low-confidence calls are routed to a reviewer instead of passing through silently, and every classification is logged and correctable. Because each document keeps a trace back to its position in the original submission, checking a call takes seconds, and exceptions always end with a human decision.
No. Classification is driven by document understanding, so a new broker's format, a scanned exhibit or an unfamiliar financial-statement layout runs through the same pipeline with no per-format setup.
Every split, classification and completeness flag, with each document mapped to its place in the original file. When an auditor asks why a package was worked in a given order or how a document was identified, the record answers directly.
The platform receives from the channels you already use — portal, email, LOS transfer — so real packages run from the start. The setup work is your required-documents list per product, which defines what completeness means for each package type.
Watch it split, classify and completeness-check into a clean, prioritized file — live in the demo.
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