Microfinance

Every group’s file checked member by member, so loans disburse the day after GRT, not a week later.

Every household’s income assessed and its repayments tested against the 50% cap before a loan is made.

Every household’s loans counted across all lenders before one more is added.

Every field question answered in seconds, in the officer’s language, citing the policy page.

Every centre’s collections matched to cash, UPI and the loan book the same day, every rupee accounted for.

Every loan and every recovery visit checked against the fair practices code, every grievance closed on time.