Mortgage & HELOC

A full loan package classified, split, extracted and bookmarked, every field cited to its page.

Wage, self-employed and rental income calculated to agency rules, every figure traced to its page.

Every PTD and PTF condition matched to the document that clears it, the same day it arrives.

Every appraisal checked against UAD 3.6, its comparables and agency rules before anyone relies on the value.

Every Loan Estimate and Closing Disclosure checked for timing and tolerance before the clock runs out.

HELOC files checked for CLTV, liens, income and Reg Z disclosures, ready for a decision in hours.

Every sampled loan re-verified and reported inside the 90-day QC cycle, findings cited to the page.

Title chain, legal and technical reports and income read together, so LAP files reach sanction in days.