Solution

Claim Process Automation

For insurance claims operations and back-office teams: daily claim volumes parsed, checked against coverage terms and legacy exceptions automatically, with adjusters deciding from evidence instead of cross-reading forms.

Claim formsPolicy documentsCoverage schedulesNested tables
Thousands of datapoints extracted per batchEvery value deep-linked to its page in the documentCoverage checks include legacy product exceptions

The problem

Why this exists

Form by form

Evaluation by careful reading

Claim forms arrive with tables inside tables. Each one demands slow, careful reading before an adjuster can even start the coverage question.

Legacy

Old products, long exception lists

Legacy products carry complex coverage details with lists of specific exceptions. Cross-reading form against policy is where errors and missed claims hide.

Days

Customers wait on the queue

Manual evaluation means delayed responses and approvals. The claimant experiences the backlog as the product.

The product, not a promise

A claim you can trace to its evidence

Claim Process Automation — workspace
Claim form parsed, nested table structures includedReadcited
Extracted details checked against the product's coverage termsPer policycited
Legacy exception list applied to the claimed itemsCheckedcited
Claimed treatment matches a legacy exclusion — routed to adjusterverify
Every datapoint deep-linked to its location in the document1 clickcited
HUMAN-APPROVED BEFORE IT POSTS

How it works

File in. Answer out.

  1. 1

    Ingest

    Claim forms arrive daily into the platform, whatever their format or complexity.

  2. 2

    Parse

    Pre-built models read the forms — including tables with nested cell structures.

  3. 3

    Check

    Extracted details are analyzed against coverage terms, legacy exceptions included.

  4. 4

    Review

    Adjusters see each datapoint deep-linked to its exact location in the document.

  5. 5

    Resolve

    Approvals go out faster, with an audit trail behind every decision.

Who it's for

Built for the people who own the outcome

Claims adjuster

Decide from prepared evidence.

  • The form-versus-policy cross-read arrives done
  • Borderline items flagged with the exception that triggered them
  • Any datapoint verified in one click, at its source

Claims operations lead

Faster approvals, visible pipeline.

  • Per-form manual effort becomes a batch pipeline
  • Thousands of datapoints downloadable across departments
  • Response times drop without adding reviewers

Audit & compliance

"Show me why this was paid" has a one-click answer.

  • Every extracted value deep-linked to the actual document
  • Decision trail recorded while the claim ran
  • Challenged decisions answered by navigating straight to the evidence
Health insurersP&C insurersLife insurersTPAsReinsurersInsurance BPOs
Thousandsof datapoints extracted per batch
Deep-linkedevery value traces to its page
Pre-builtAI models, tuned to claim forms

A large insurance back office was evaluating claims the hard way: manually, form by form, against a product catalog full of history. Daily volumes came in forms whose tables had nested cell structures that demanded careful reading. Legacy products carried complex coverage details with long lists of specific exceptions. The manual process meant delayed responses and approvals, real error risk, and — if an impact analysis was incomplete — the possibility of a missed claim.

Reading the forms machines used to choke on

The core of the Botminds solution is document understanding that survives contact with real claim forms. Pre-built AI models parse the forms including their nested table structures, extracting the details a claim decision needs. Coverage checks then run against the applicable product terms, exceptions included — the analysis a human adjuster used to assemble by cross-reading form and policy is prepared automatically.

Volume was the second half of the problem. The customized deployment lets the operation download thousands of datapoints across departments, turning per-form manual effort into a batch pipeline with visibility across the whole claims flow.

Traceability is the audit story

Claims decisions get challenged — by customers, by auditors, by regulators. The feature that changed the audit experience is deep linking: every extracted datapoint links to the exact location in the actual document it came from. An auditor reviewing a decision navigates straight to the evidence. An adjuster verifying a borderline claim does the same in seconds.

That is the governed pattern in claims form: the platform reads, extracts, and checks; people decide; and the trail from decision back to source document is built in. The back office got faster responses and approvals with lower error risk, and customers got the part they care about — claims resolved without the wait.

Objections, answered

What teams ask us first

How do I trust an automated coverage check?

Every extracted datapoint deep-links to its exact location in the source document, and every coverage check names the term or exception it applied. Borderline claims route to an adjuster with the evidence attached — the platform prepares the decision, a person makes it.

Our products include decades of legacy coverage quirks. Does it fit?

The coverage analysis runs against your product terms, legacy exception lists included. Terms are encoded once per product and applied identically to every claim that cites it.

What does an auditor or regulator get on a challenged claim?

The full trail: the form, each extracted datapoint with its deep link, the coverage checks applied, the adjuster's decision, and the approval — assembled while the claim was processed.

How long to deploy?

The claim-form models are pre-built; deployment is tuning them to your forms and encoding your product terms. Operations of this shape go live in weeks, starting with the highest-volume claim types.

Bring your gnarliest claim form.

Watch a nested-table claim form become checked, deep-linked datapoints ready for an adjuster's decision — live in the demo.

Request a demo